What is a fixed-rate shopping loan?
A fixed-rate shopping loan is a loan where a portion of the product price is fixed at the final installment.
This is a shopping loan where you pay the remaining amount monthly.
Compared to a general shopping loan, the monthly payment burden is lighter.
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2-year plan
In the case of ROLEX Explorer I 124270
￥1,280,000 (tax incl.)
With a fixed 2-year plan, monthly payments are
Save￥29,400!
(Total payment: 1,334,781 yen / Payment period: 25 months / Effective annual interest rate: 3.9%) -
3-year plan
In the case of ROLEX Submariner Date 126610LN in black
￥2,100,000 (tax incl.)
With a fixed 3-year plan, monthly payments are
Save￥25,500!
(Total payment: 2,232,197 yen / payment period: 37 months / effective annual interest rate: 3.9%)
In the final episode, there are three plans to choose from!
Choose wisely according to your convenience!
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By selling or exchanging
The final payment is 0 yen! *1 -
Pay the fixed amount in one lump sum
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Pay the fixed amount in installments *2
- ※1
- The fixed amount is not a guaranteed purchase price for the target product. We will provide an estimate based on the market price when you sell your watch.
If the appraisal price is lower than the fixed price, you will be required to pay the difference. - ※2
- The maximum number of re-installments and applicable interest rates will vary depending on the credit company and plan you select.
Also, if you wish to re-split your loan, you will be subject to another review by the credit company. Please note that we may not be able to accommodate your request.
Monthly payment example
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Patek Philippe Calatrava 5196R-001
Reference price: ¥2,880,000 (tax incl.)
月々のお支払い￥45,000(Total payment: 3,061,299 yen / Payment period: 37 months / Effective annual interest rate: 3.9%) -
VACHERON CONSTANTIN Overseas Chronograph 5500V/110A-B075
Reference price: ¥3,580,000 (tax incl.)
月々のお支払い￥55,900(Total payment: 3,805,365 yen / payment period: 37 months / effective annual interest rate: 3.9%) -
AUDEMARS PIGUET Royal Oak 15400ST. OO.1220ST.01
Reference price: ¥5,380,000 (tax incl.)
月々のお支払い￥84,100(Total payment: 5,718,676 yen / payment period: 37 months / effective annual interest rate: 3.9%)
Target brand lineup
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ROLEX
Search for products -
AUDEMARS PIGUET
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PATEK PHILIPPE
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VACHERON CONSTANTIN
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Important Notice
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・The GINZA RASIN Fixed-Term Shopping Loan Smart Replacement Plan is only available at GINZA RASIN stores. It cannot be used on the official GINZA RASIN online shop.
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・Each plan will be paid in equal installments with an effective annual interest rate of 3.9% to 4.9%. The deferred interest rate varies depending on the plan, so please check the deferred interest rate shopping loan simulation for details on the payment amount.
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・This plan is only available for used products from ROLEX, Patek Philippe, Audemars Piguet, and Vacheron Constantin. It cannot be used for products of any other brand or condition.
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・The fixed rate is not a guaranteed purchase rate at the time of final sale. When selling a product, we will quote the price at the market price at the time. In addition, if the watch is missing the original box or warranty card, the watch's exterior or internal mechanism is broken or damaged, or the watch has been repaired or modified by someone other than our service provider, the price may be reduced or the watch may not be purchased at all if the price falls below our purchase standards.
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・If you wish to re-schedule your final installment, the maximum number of installments and applicable interest rates will vary depending on the credit company and plan you select. In addition, the credit company will conduct another review when you renew your contract. Please note that we may not be able to accommodate your request.
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・When signing a contract, a credit company will conduct an examination for applicants aged 18 or over. As a result of the examination, we may not be able to meet your request.
FAQ
Please inform the store staff that you would like to purchase with a fixed-rate shopping loan. This is not available at the GIZA RASIN official online store.
(This may vary depending on the content of your application and the credit company's workload.)
GINZA RASIN Fixed-Term Shopping Loan Smart Replacement Plan Payment Simulation
Regarding the Shopping Loan 0 Yen Fee Campaign for up to 48 installments Here Please check.
If you have any questions, please feel free to contact us
Contact form hereCampaign participating stores
